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Unless you are one of the very fortunate few, you will need a bank to finance your new log home. We have established relationships with banks who know how to value and appraise your investment. Most likely, you will need to work with one of these banks as non-local banks are very hesitant to make a loan for property that they are not familiar with.
Nowadays, loan requirements are much more stringent than they once were. Most banks will require at least 15% down and perhaps as much as 25% down. There will also be other fees including closing costs and insurance on top of the down payment. Almost always, land is part of the down payment. If you don’t own land already, that is the first place to start and it probably needs to be completely paid for.
Our goal, and it is a lofty one, is to help you finance your home by building equity into it before you even close the loan. In other words, we are able to price aggressively because of our very low overhead. Our pricing may make your home worth more than you pay for it as soon as it is done. There are many contributing factors but it is possible and it has happened for every customer we have worked with the last 12 months. If we build in equity you need less money for the down payment. We get the job and you get the loan! Everyone wins!


First and foremost, we build homes where families create treasured memories, year in and year out. We live in log homes ourselves and know what it is like to live in nature in custom homes that we built for our families. Living like this really is a dream come true. You might be able to appreciate how gratifying it is to build beautiful things in beautiful places that will last a lifetime. That is why we do it. Being a little more specific, we are licensed general contractors who specialize in building custom homes in the mountains. We can build Craftsman style homes or lodge-style log homes, or a hybrid of the two. We can build homes of all sizes using several log profiles and sizes. We can provide the cut and cornered logs manufactured at our mill or build a log package you have purchased elsewhere. We are happy to build your home to a dry-in state or build it turnkey and ready for you to move in.


In the end, we understand what it is you want. You want a great quality home for the lowest price possible. We want to be able to make a living doing what we love to do and know that if we can't differentiate ourselves somehow you will choose someone else to build your dream log home.
We have been building log homes for a very long time and along the way we have built the relationships we need with suppliers to bring you the necessary quality and price that enables us to build our homes for a little bit less. Everyone wins! You get your home for less and we win more business.
Examples include some of the more expensive parts that make up your home. We often source kiln dried timbers from out of state by the trailer load. It would be easier perhaps to buy locally but that is not always the smartest and cheapest choice. We are able to get windows and doors for near wholesale prices. Over the years, we have built so many homes that suppliers give us deals that are hard to imagine. Hardwood flooring, stone, granite counter tops, paint, stain, etc, we are able to get all at reduced cost because of volume purchases and relationships built over our many years of building log homes.
Our team of craftsman has been building log and stick-built homes since 1986. To date they have built more than 400 structures in Western North Carolina, South Carolina and Tennessee. In recent years, homebuilding has been a very challenging environment. Many home builders have not been able to make it as business has slowed down dramatically.
We are still here building because a long time ago we decided to build a business that is debt-free and as such has very low overhead. Our sawmill is family owned. We maintain and own all of our own heavy equipment. When times are good, we don’t go buy a new truck just because we want a new truck. What we do is maintain what we have and focus on taking care of our people.
As many other companies have gone under, we keep our heads down and keep working.
Why is this important to you? Many other companies are forced to pass on overhead expenses to you the consumer because of their business model. Instead, we are able to produce a higher quality home at a more reasonable price point. This may make it easier for you to get the bank financing you need it by creating equity in the home before we even start building!

▶ Are log homes energy efficient?
▶ What does “turnkey” mean?
▶ Are log homes cheaper than conventional houses?
▶ With so many choices, how do I decide?
▶ What about a mortgage? Will banks finance a log home?

